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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-868-1835.

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Real Estate Tips
First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Real Estate Trivia
Q 
What kind of home construction is considered to be the safest in seismic areas?

A 
Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes.
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Frances Rosado, REALTOR®, real estate agent and broker for Clifton, Lyndhurst and Belleville, New Jersey home listings, property and land for sale - NUMBER1EXPERT™

Frances Rosado
Coldwell Banker

789 Clifton Ave
Clifton, NJ 07013
973-594-4333
Fax: 862-345-3245
FrancesRosado@NUMBER1EXPERT.Com

Frances is a full-service agent who is always thinking ahead and making plans to ensure the most efficient time management, and her incredible organizational skills allow her to accomplish more in a day producing optimal results. Throughout every step of the process, Frances keeps you informed and up-to-date with all the pertinent information you need to make sound decisions. Whether buying or selling your home in Clifton or the surrounding communities, Frances Rosado is A Star Performer. Call her today to schedule a complimentary consultation.

Equal Housing MLS REALTOR SFR



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