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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Loura & Danielle - Bloomfield
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Frances Rosado is one of The Top Selling Real Estate Experts™
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Welcome to Frances Rosado'sClifton, Lyndhurst and Belleville Real Estate Website

"I value the OPPORTUNITIES that Clifton has to offer and I strive to help my clients make the most of theirs."

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Clifton, Lyndhurst and Belleville real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Clifton, Lyndhurst and Belleville real estate agent, I have the experience and track record you are looking for. Please let me help. Call today to schedule a complimentary consultation.

- Frances Rosado

School Reports in Clifton, Lyndhurst and Belleville, New Jersey

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Clifton, Lyndhurst and Belleville

Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Q	From 1974 to 1996, what was the world's tallest habitable building?
A	The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
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Frances Rosado, REALTOR®, real estate agent and broker for Clifton, Lyndhurst and Belleville, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Frances Rosado
Coldwell Banker
789 Clifton Ave
Clifton, NJ 07013
973-594-4333
Fax: 973-773-5133
FrancesRosado@NUMBER1EXPERT.Com

Frances is a full-service agent who is always thinking ahead and making plans to ensure the most efficient time management, and her incredible organizational skills allow her to accomplish more in a day producing optimal results. Throughout every step of the process, Frances keeps you informed and up-to-date with all the pertinent information you need to make sound decisions. Whether buying or selling your home in Clifton or the surrounding communities, Frances Rosado is A Star Performer. Call her today to schedule a complimentary consultation.

MLS REALTOR

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